Waia, AI Wealth Assistant
Founder and solo builder. Product, engineering and growth.
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Waia is a personal finance app that tracks your net worth, cash flow, investments and financial goals, gives AI powered insights on top of them, and adds a social layer so people can follow what others are investing in. The short pitch I use is "Letterboxd for stocks".
I built it because every finance app I tried was either a spreadsheet with a nicer font or a trading terminal. Nothing answered the simple question a normal person actually asks, which is "am I doing fine or not". So I designed the whole thing around one number, your net worth over time, and then made the AI explain it.
I did every part of it myself. User research, user stories, specs, design, the app, the backend, the App Store release, and then the growth. The app is React Native with Expo in strict TypeScript, the backend is Supabase with more than 25 database tables, row level security, 11 edge functions and webhook integrations. The AI coach runs on Google Gemini and takes voice messages, so you can manage your portfolio in plain language.
On the product side there are five tabs, Market, Social, Coach, Cashflow and Wealth, plus a 12 screen onboarding flow that I rewrote several times because the first version leaked users at step four. Real time market data, watchlists, automated bank sync through Plaid, exchange and crypto wallet connections all sit under it.
The growth side is the part I care about most. I instrumented end to end product analytics with PostHog and tracked activation, retention and the paywall conversion funnel, so feature decisions came from where users actually dropped, not from opinion. I ran paid acquisition on Meta Ads, TikTok Ads, Google Ads and Apple Search Ads while watching CAC and trial to paid conversion. I did ASO and a full competitor teardown of Monarch Money, Copilot and YNAB, and I pulled App Store Connect metrics programmatically so I could see the numbers daily.
Monetization is a subscription through Adapty, a hard paywall with a seven day trial at $5.99 monthly or $29.99 yearly, with in app purchase and error monitoring on Sentry.
The real lesson was that with no team I had to be the product manager, the engineer and the user at the same time, and switching between those three heads is the actual skill. It is also the best growth case study I own, because every mistake in the funnel was mine to find and fix.
Stack: React Native, Expo, TypeScript, Supabase, PostgreSQL, Google Gemini, PostHog, Adapty, Plaid, Sentry.
